Blue Cross Blue Shield Open Enrollment Dates 2018
There are
days until Open Enrollment ends.
GET READY AND RENEW!
Finalize your 2020 health plan
Open Enrollment runs from November 1 to December 15. And Blue Cross and Blue Shield of North Carolina (Blue Cross NC) wants to make the process as smooth and simple as possible for you.
Below, you'll find important information about your 2020 Affordable Care Act (ACA) health plan. Please review it – along with the rate notice you received in the mail – carefully. Then, follow the step-by-step renewal checklist to compare options and finalize your 2020 health plan!
Your 2020 Health Plan
Good news: Your Blue Cross NC health plan will be offered again next year! We'll keep you in your current health plan for 2020 unless you choose a different one during Open Enrollment. While your plan is the same, there will be some changes to your benefits in 2020. Please review the rate notice you received in the mail for details.
NOTE: If you have a subsidy, the amount you receive will likely change in 2020. Log in to Blue Connect℠ to see your 2020 subsidy. Update your financial information on GetBlueNC.com to make sure you get the correct subsidy amount in 2020.
Steps to Renew
Para obtener información en español sobre cómo renovar su plan, visite es.bluecrossnc.com/renovar.
1. Review and Compare
It all starts on the Manage Your Policy page on Blue Connect. There, you'll find details about your 2020 health plan. Review the comparison of your current plan and your renewal plan to ensure next year's plan meets your needs. And because we want to help you save money, we will also recommend any lower-cost options available to you.
If you'd like to explore more options, it's simple to compare the plans you're interested in.
- Click the "Make Changes to This Plan" button under "Renewal Plan"
- Review the list of health plans available in your area
- Click the "Compare This Plan" checkbox for any plans you're interested in to get a side-by-side look at what they offer
Manage Your Policy
2. Consider Every Detail
As you shop our Blue Cross NC plans, there are many details to consider.
Once you've found the right plan for you, you'll want to be sure your preferred doctors and hospitals are in-network. Just click the "Plan Details" button and select "Provider Directory" to see care options in that plan's network.
Shop Plans
3. Take Action
Once you've considered all your needs and compared your options, it's time to take action.
- If you're happy with your recommended 2020 health plan, pay your January premium on time, as usual. The plan will automatically go into effect on January 1.
- If you want to change your 2020 health plan:
- Return to the Manage Your Policy page
- Click the "Make Changes to This Plan" button under "Renewal Plan"
- Find the plan you want and click the "Select New Plan" button
- Confirm your selection
- Or you can simply call your authorized Blue Cross NC agent
Change Your 2020 Plan
Key Dates to Remember
- November 1: Open Enrollment begins
- December 13: January bill arrives, unless enrolled in AutoPay
- December 15: Open Enrollment ends
- January 1: Due date for January payment so your 2020 health plan goes into effect
Vision and Dental
Comprehensive eye exams and regular dental appointments only add to your overall total health. Consider adding Blue Cross NC vision and dental benefits.
Shop Vision
Shop Dental
Tell Us What You Think
Your opinion matters to us! Please share your feedback on this year's renewal experience in our brief survey.
Take Our Survey
Finalize Your Plan
Once you've chosen your health plan for 2020, the last step is to finalize it by making your January payment.
- If you're enrolled in AutoPay, you're all set! Credit cards will be charged January 1 and bank accounts will be drafted January 3. You can view your bill on Blue Connect five days prior to January 1.
- If you're not enrolled in AutoPay, your January invoice will arrive around December 13. Your payment is due by January 1 in order for your 2020 plan to take effect. (You can enroll in AutoPay at any time from the Billing & Payments page on Blue Connect.)
Make a Payment
Questions?
- Visit the Contact Us area of Blue Connect to get help through live chat or secure messaging.
- Get in-person help at one of our Blue Cross NC Centers near Raleigh, Charlotte or Boone.
- Reach out to your authorized Blue Cross NC agent, if you have one.
Special Enrollment Periods are available for individuals with qualifying life events. The federal government determines eligibility and subsidy amount for health insurance plans purchased on the federally-facilitated Marketplace. Details can be found at healthcare.gov.
Source for #1 NC-based health insurer: Blue Cross NC Brand Tracking; survey conducted by Maru, an independent market research firm; April 2018.
U21267, 10/19
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Source: https://www.bluecrossnc.com/node/89896
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